Ilfracombe Harbour, Devon

Blog

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Mortgages, payment holidays and coronavirus

Many banks and building societies are offering mortgage payment holidays during the coronavirus crisis for those who may be struggling with their payments. We’ve added a link below which has the latest and most reliable information for consumers regarding this, from the Financial Conduct Authority.   *Mortgages, payment holidays and coronavirus – read the latest

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Coronavirus lockdown – our response

Updated: We wish to provide reassurance to all our clients that we are following Government and Public Health England advice and recommendations to help mitigate the risks associated with Coronavirus, whilst also maintaining essential service levels for our clients. Our offices will be closed and there will be no face to face meetings. However, our phone lines will

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Coronavirus – our response

We wish to provide reassurance to all our clients that we are following Government and Public Health England advice and recommendations to help mitigate the risks associated with Coronavirus. We are also giving regular detailed advice to our staff in line with these recommendations. The Government has advised us all to avoid unnecessary contact or

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Your pension, your choice

Since 2015, people approaching retirement have had more control over what they do with their pension savings, which has opened a whole new world of choice known as ‘pension freedoms’.

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Equity Release – releasing money from your home

Equity release is a way for over 55’s to unlock the value of their property and turn it into a cash lump sum. It is now regulated by the Financial Conduct Authority and operates under tight controls.

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Is it time to take a closer look at your pension plans?

We all lead busy lives, so it’s no surprise that when your latest pension valuation comes in the post you look at the headline figure and resign the paperwork to the drawer. But what is really going on behind the scenes with your pension plan? Some things to consider include: Is it performing as it

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How will you protect your family’s lifestyle?

Have you considered what would happen to your family outgoings if you were injured or became too ill to work? Perhaps you’re part of a company sick pay scheme or you’re relying on the statutory sick pay (SSP) of £94.25 a week for 28 weeks – would this support your bills and lifestyle?  For the

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